How To Use Apple Pay On Amazon 2024

How to Use Apple Pay on Amazon: A Complete Guide | How To Use Apple Pay On Amazon 2024

In recent years, digital payment systems have transformed how we shop, simplifying transactions, boosting security, and adding convenience. Apple Pay has led this transformation, offering seamless, secure payments at stores, in apps, and on websites. However, if you’re an Amazon shopper and Apple Pay user, you may notice a challenge – Amazon does not officially support Apple Pay. Yet, there are practical workarounds to use your Apple Pay account to make purchases on Amazon. This blog will walk you through everything you need to know about Apple Pay, Amazon’s payment system, and how to use Apple Pay on Amazon with ease.

1. Understanding Apple Pay and Its Benefits | How To Use Apple Pay On Amazon 2024

Apple Pay, Apple’s digital payment and wallet service, allows users to make payments securely from their Apple devices without needing physical cards. It operates via NFC (Near Field Communication) technology, allowing users to complete transactions with just a tap.

Key Benefits:

• Security: Apple Pay’s encrypted transactions provide robust security by using a device-specific number and unique transaction code.
• Convenience: Apple Pay allows you to store multiple credit/debit cards in one place, making checkout faster.
• Versatility: Apple Pay is widely accepted across various platforms, both in-person and online.

2. Amazon’s Payment System: An Overview | How To Use Apple Pay On Amazon 2024

Amazon’s payment ecosystem supports various payment methods but does not officially support Apple Pay. Amazon accepts:

• Major credit cards (Visa, Mastercard, American Express, and Discover)
• Debit cards with Visa or Mastercard logos
• Amazon gift cards
• Amazon Store Card
• PayPal (via indirect methods like linked debit cards)

This lack of support for Apple Pay does not necessarily mean you can’t use it. Amazon does allow the use of Apple’s credit card, the Apple Card, and other cards linked to your Apple Pay account.

3. Why Doesn’t Amazon Accept Apple Pay Directly? | How To Use Apple Pay On Amazon 2024

Amazon and Apple are major competitors in many tech and digital markets, including streaming and smart devices. For strategic reasons, Amazon has avoided direct Apple Pay integration. Another reason may be the transaction fees Apple Pay incurs for businesses, which could cut into Amazon’s tight profit margins.

While Apple Pay is unavailable as a direct option on Amazon, you can still use it indirectly by adding payment methods linked to your Apple Wallet, such as the Apple Card or other linked debit/credit cards.

4. Workarounds to Use Apple Pay on Amazon | How To Use Apple Pay On Amazon 2024

Let’s explore the two main ways you can still use Apple Pay indirectly on Amazon.

Using the Apple Card on Amazon

Apple Card, a credit card issued by Apple in collaboration with Goldman Sachs, integrates directly into Apple Pay. You can add this card as a payment method in your Amazon account, making purchases as you would with any other credit card.

1. Open Amazon and log into your account.
2. Go to Your Account > Payment Options.
3. Click Add a Credit or Debit Card.
4. Enter your Apple Card details (you can find these in your Wallet app on iOS).
5. Save it as your primary payment method if desired.

Adding a Debit/Credit Card Linked to Apple Pay

If you don’t have an Apple Card, you can use any other credit/debit card linked to your Apple Wallet for Amazon purchases. Just make sure the card is added as a payment method in your Amazon account.

5. Setting Up Apple Pay for Use on Amazon | How To Use Apple Pay On Amazon 2024

Before making purchases with Apple Pay on Amazon, ensure you’ve properly set up the relevant cards in your Apple Wallet.

Setting Up the Apple Card | How To Use Apple Pay On Amazon 2024

1. Open the Wallet app on your iPhone.
2. Tap the + icon to add a new card.
3. Select Apple Card and follow the on-screen prompts to apply for and add the card.
4. Once approved, the Apple Card will appear in your Wallet, ready for use.

Adding Your Apple Pay Linked Cards

1. Go to Settings > Wallet & Apple Pay.
2. Under Payment Cards, you’ll see a list of cards you’ve added.
3. Use the Card Information displayed here to add the relevant card to your Amazon account.

6. How to Make Purchases on Amazon Using Apple Pay | How To Use Apple Pay On Amazon 2024

Once your Apple Card or Apple Pay-linked card is added, the checkout process becomes straightforward.

1. Browse Amazon, add items to your cart, and proceed to checkout.
2. On the payment page, choose your Apple Card or the linked credit/debit card from Apple Pay.
3. Complete the transaction as you normally would.

While you won’t see an Apple Pay button, you’ll still be using your Apple Pay-linked funds, which offers many of the same security and convenience benefits.

7. Benefits of Using Apple Pay on Amazon | How To Use Apple Pay On Amazon 2024

Using your Apple Pay-linked card on Amazon can be advantageous for several reasons.

• Cashback Rewards: The Apple Card offers Daily Cash rewards of up to 3% for Apple purchases, and 2% on other purchases made using Apple Pay.
• Security Features: Using cards associated with Apple Pay provides an extra layer of security. Apple’s encryption and biometric verification help protect your data from potential fraud.
• Convenient Expense Tracking: Apple Pay’s Wallet app consolidates all purchases, making it easy to track expenses across your Apple devices.

8. Frequently Asked Questions | How To Use Apple Pay On Amazon 2024

1. Can I use Apple Pay directly on Amazon’s app or website?
No, Amazon does not support Apple Pay directly. However, you can use Apple Pay-linked cards, such as the Apple Card, to make purchases.

2. Are there any extra fees for using the Apple Card on Amazon?
No, using your Apple Card on Amazon doesn’t incur additional fees. However, remember that Apple Card charges standard interest rates on unpaid balances.

3. Can I use Apple Cash for Amazon purchases?
Currently, Apple Cash isn’t directly supported on Amazon. You may consider transferring Apple Cash to a linked bank account, then using the associated card on Amazon.

4. Are there alternatives to Apple Pay that work with Amazon?
Amazon supports credit cards, debit cards, and other Amazon-specific payment options but does not support most third-party wallets like Google Pay or Samsung Pay.

5. What should I do if my Apple Card isn’t accepted on Amazon?
Verify the card details in both Amazon and your Wallet app. If issues persist, consider contacting Apple Card support or using another card in your Wallet.

Conclusion | How To Use Apple Pay On Amazon 2024

Using Apple Pay on Amazon is possible through some easy workarounds. By adding an Apple Card or other Apple Pay-linked cards to your Amazon account, you can take advantage of Apple Pay’s benefits, like rewards, security, and expense tracking, while shopping on Amazon. This method may not be as direct as a typical Apple Pay transaction, but it allows you to shop conveniently and safely using your preferred digital payment service.

With digital payment methods evolving rapidly, it’s possible that Apple Pay may one day be directly available on Amazon. Until then, these methods offer a secure, efficient way to combine the best of both worlds, ensuring you enjoy the conveniences of Apple Pay alongside Amazon’s extensive shopping catalog. Happy shopping!